Unlock $10,000+ in Hidden Profits: The Ultimate Credit Card Rewards Blueprint for Amazon Sellers

By Taylor Thomas, Founder & CEO

December 9, 2024

As an Amazon seller, you’re always on the lookout for ways to boost your profits. But what if there was a strategy that could add thousands of dollars to your bottom line without changing your business model? Enter the world of credit card rewards – a goldmine that many e-commerce entrepreneurs overlook.

Imagine pocketing an extra $10,000 next year, just by optimizing your credit card usage. Sounds too good to be true? It’s not. In this post, we’ll show you how to turn this dream into reality and unlock the full potential of credit card rewards for your Amazon business.

How Most Amazon Sellers Are Leaving Money on the Table

If you’re like most Amazon sellers, you’re probably using a credit card for your business expenses. But are you maximizing your rewards? Chances are, you’re not even scratching the surface. The vast majority of sellers are missing out on thousands of dollars each year simply because they’re not leveraging their credit card spending effectively.

The Cashback Mastery Blueprint: Your Roadmap to Rewards

Welcome to The Cashback Mastery Blueprint: Advanced Strategies to Maximize Credit Card Rewards as an Amazon Seller. In this series, we’ll dive deep into the world of credit card rewards and show you how to use them to supercharge your e-commerce business.

Here’s a sneak peek at what we’ll cover:

The Power of Sign-Up Bonuses: Learn how to snag over $10,000 in bonuses from just 9 cards in a single year.
Churning for Profit: Discover how to responsibly churn credit cards, like the Chase Ink series, to earn multiple bonuses.
Travel Hacks for Amazon Sellers: Find out how to book domestic flights for as little as 4,500 points – perfect for attending Amazon conferences or just taking a weekend vacation.
Offsetting Annual Fees: We’ll show you how to completely offset the $695 annual fee on premium cards like the Amex Business Platinum.
Boosting Your Credit Score: Learn the secrets to achieving an 750+ credit score while applying for multiple cards.
Interest-Free Capital: Access over $100,000 of interest-free capital to grow your Amazon business.
Double Your Rewards: Implement a P2 (Player 2) strategy to double the amount of sign-up bonuses you receive.
Unlimited Cashback: Discover how to earn an unlimited 2.62% cashback on all your business expenses.
Luxury Travel Perks: Get free access to the best airport lounges worldwide.

Addressing the Elephant in the Room: Is This Too Good to Be True?

We get it – this all sounds incredible, maybe even a bit unbelievable. You might be wondering about the potential downsides. Let’s address the most common concerns head-on:

Impact on Credit Score: Contrary to popular belief, opening new credit cards can actually improve your credit score in the long run, IF you use them responsibly. It increases your total available credit and diversifies your credit mix. The key is responsible management – pay your balances in full and on time, and your score should remain strong or even improve. In fact, payment history and credit utilization make up 65% of your credit score. New credit inquiries only account for 10%.
Interest Rates: The golden rule of credit card rewards is simple – always pay your balance in full every month. By doing so, you avoid interest charges entirely, ensuring that your rewards are pure profit. If you need to carry a balance, look for cards with 0% intro APR offers, giving you interest-free capital for up to 12 months.
Annual Fees: While some of the best rewards cards do come with annual fees, the benefits often far outweigh the costs. For example, a card with a $95 annual fee might offer a sign-up bonus worth $1,000 or more. If the ongoing benefits don’t justify the fee after the first year, you can often downgrade to a no-fee version of the card.

Tangible Takeaway: Utilizing the Chase Ink Cards for Maximum Rewards

Let’s dive into a specific strategy that can significantly boost your rewards: churning the Chase Ink series of business credit cards. Here’s how it works:

Choose Your Card: Chase offers several business cards, including the Ink Cash, Ink Unlimited, and Ink Preferred. These often come with sign-up bonuses of 75,000 to 100,000 points after meeting the minimum spend requirement.
Earn the Bonus: Typically, you’ll need to spend $5,000 to $8,000 within three months to earn the bonus. For most Amazon sellers, this is easily achievable through regular business expenses.
Rinse and Repeat: Here’s the kicker – after a cooldown period (we recommend 12+ months), you can apply for the same exact Chase Ink card again, using the same business information. You do not need to use a different LLC. If you maintain a good credit score and relationship with Chase, you’ll often be approved and earn another bonus.
Downgrade if Needed: If you opt for the Ink Preferred with its $95 annual fee, you can downgrade to the no-fee Ink Cash or Ink Unlimited after the first year to avoid ongoing fees.

Pro Tip for Brand New Sellers: You don’t strictly need an LLC to apply. If you’re just starting out, you can apply for a business card as a sole proprietor using your Social Security Number.

Real-World Example: I’ve personally obtained five Chase Ink cards – three Ink Preferred and two Ink Cash – earning the bonus every time. That’s over 400,000 points, worth a minimum of $4,000 in cashback, or much more when redeemed strategically for travel.

Putting It All Together: Your Action Plan

Ready to start maximizing your credit card rewards? Here’s your action plan:

Track Your Current Data: Use a spreadsheet to track all the details of your current cards and your credit score. If you don’t have one already, here’s a Credit Card + Credit Score Tracker spreadsheet you can use. Important: Since this is a public, view-only version, you’ll need to make a copy of the sheet for yourself which you can then edit.
Research Sign-up Bonus Opportunities: This spreadsheet not only contains tabs where you can track your current cards and credit score details, but also contains some of the best sign-up bonus options which you can review. (Keep in mind that sign-up bonus offers can change at any time, so make sure to confirm the current details for each offer directly with the credit card issuer).
Stay Tuned: This is just the beginning. In upcoming posts, we’ll dive deeper into advanced strategies, travel hacks, and more ways to leverage credit card rewards for your Amazon business.

Conclusion: Your Path to Increased Profits

As an Amazon seller, you’re already familiar with finding opportunities for profit. Credit card rewards are your next frontier. By implementing the strategies we’ve discussed – and those we’ll cover in future posts – you can add thousands of dollars to your bottom line each year.

Remember, this isn’t about spending more money; it’s about maximizing the rewards on the money you’re already spending. It’s a powerful tool that, when used responsibly, can take your Amazon business to new heights of profitability.

Stay tuned for the next installment in our Cashback Mastery Blueprint series, where we’ll dive even deeper into advanced strategies for Amazon sellers. Your journey to credit card rewards mastery has just begun!